{"id":1004796674,"date":"2026-05-01T10:22:58","date_gmt":"2026-05-01T18:22:58","guid":{"rendered":"https:\/\/www.commercialsearch.com\/news\/?p=1004796674"},"modified":"2026-05-27T05:35:32","modified_gmt":"2026-05-27T13:35:32","slug":"why-life-insurers-are-more-active-yet-selective-lenders","status":"publish","type":"post","link":"https:\/\/www.commercialsearch.com\/news\/why-life-insurers-are-more-active-yet-selective-lenders\/","title":{"rendered":"Why Life Insurers Are More Active Yet Selective Lenders"},"content":{"rendered":"\n<p>Amid all the uncertainty that commercial real estate is facing, there\u2019s one group of lenders that appears particularly well positioned to not only succeed but also prosper: <a href=\"https:\/\/www.commercialsearch.com\/news\/how-lifeco-lenders-are-expanding-their-reach-in-2026\/\">life insurance companies<\/a>. Their mix of flexibility, strong balance sheets and surety of execution for borrowers make them a popular option in today\u2019s dislocated debt markets.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-fl-body-text-color has-text-color has-background wp-element-button\" href=\"https:\/\/mydigitalpublication.com\/publication\/?i=864543\" style=\"background-color:#1bb1ae\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>READ THE MAGAZINE<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>This group remains a mainstay of the <a href=\"https:\/\/www.commercialsearch.com\/news\/mba-cref-special-report-surveying-the-lending-landscape\/\">lending landscape<\/a>, holding more than $770 billion in CRE debt going into 2026, according to the Mortgage Bankers Association. That\u2019s 16 percent of all outstanding debt, representing the third-highest share after banks and agencies.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a3a18674f64b&quot;}\" data-wp-interactive=\"core\/image\" class=\"wp-block-image size-full wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"597\" data-attachment-id=\"1004796691\" data-permalink=\"https:\/\/www.commercialsearch.com\/news\/why-life-insurers-are-more-active-yet-selective-lenders\/businessman-pulling-a-rope-for-a-coin-on-money-stack-up-bar-char-2\/\" data-orig-file=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2175569678.jpg\" data-orig-size=\"1200,597\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;Korakrich Suntornnites&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;Businessman pulling a rope for a coin on money stack up bar chart of business growth, financial success, and investment strategy. Leadership and progress in the compete economy and financial market.&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;Businessman pulling a rope for a coin on money stack up bar char&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"iStock-2175569678\" data-image-description=\"&lt;p&gt;AdobeStock image purchased for a one time use. Do not reuse without requesting permission from the art department&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;Image by Korakrich Suntornnites\/iStockphoto.com&lt;\/p&gt;\n\" data-large-file=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2175569678.jpg?w=1024\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on-async--click=\"actions.showLightbox\" data-wp-on-async--load=\"callbacks.setButtonStyles\" data-wp-on-async-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2175569678.jpg\" alt=\"Businessman pulling a rope for a coin on money stack up bar chart of business growth, financial success, and investment strategy. Leadership and progress in the compete economy and financial market.\" class=\"wp-image-1004796691\" srcset=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2175569678.jpg 1200w, https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2175569678.jpg?resize=300,149 300w, https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2175569678.jpg?resize=768,382 768w, https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2175569678.jpg?resize=1024,509 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on-async--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\"><em>Image by Korakrich Suntornnites\/iStockphoto.com<\/em><\/figcaption><\/figure>\n\n\n\n<p>They\u2019re not slowing down, either. Throughout 2025, life companies increased their holdings by more than $47 billion, beating out banks and agencies in the second quarter, the same source reported.<\/p>\n\n\n\n<p>Company lenders and agents who spoke about 2026 and beyond reported not only significant increases in their production goals but also a rise in their overall enthusiasm for CRE lending. Some have even taken business from more risk-tolerant banks, debt funds and CMBS lenders.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p><strong>READ ALSO:<\/strong> <a href=\"https:\/\/www.commercialsearch.com\/news\/life-companies-target-an-active-2026\/\">Life Companies Target an Active 2026<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p>At the same time, however, life companies have also become more selective. It\u2019s a dichotomy that makes life insurance lending and deal structures some of the most stable, yet competitive in the financing world, even amid a gradual <a href=\"https:\/\/www.commercialsearch.com\/news\/how-banks-are-rebalancing-recycling-refueling\/\">reentry of banks<\/a> and <a href=\"https:\/\/www.commercialsearch.com\/news\/cre-dry-powders-piling-up-will-sparks-fly-soon\/\">private capital<\/a> into the space.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-production-paradox\">The production paradox<\/h2>\n\n\n\n<p>The strategies of the largest life company lenders can be summed up in four words: ambitious yet risk averse.<\/p>\n\n\n\n<p>\u201cThere\u2019s more of an appetite (for life companies) to put money out and look at a wider variety of opportunities, but there\u2019s also a higher level of discrimination for both the types of deals they want to lend to and sponsors they want to do business with,\u201d said Faron Thompson, senior vice president &amp; regional managing director at Northmarq who sources capital for CRE deals in the Southeast.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p><strong>READ ALSO:<\/strong> <a href=\"https:\/\/www.commercialsearch.com\/news\/how-far-will-you-go-for-yield\/\">How Far Will You Go for Yield?<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p>For a given property to pencil out for most life companies, it often needs to thread the needle between strong cash flows with low capital intensity alongside an ease of refinancing.<\/p>\n\n\n\n<p>For some lenders, this is more of an abstract idea than a preference for a particular asset class. \u201cWe have a broad appetite for all kinds of properties but, in the end, it\u2019s about having an income that you can underwrite,\u201d pointed out Robert Boyd, a managing director with New York Life Real Estate Investors.<\/p>\n\n\n\n<p>New York Life\u2019s lending strategy focuses less on property or even deal types. The company offers a diverse array of financing products, and there are usually one or two that fit the borrower\u2019s needs. An investor could secure both floating- and fixed-rate debt in addition to construction and bridge financing, often on a shorter-term basis than the traditional 10- to 25-year life company lending terms.<\/p>\n\n\n\n<p>Historically, these terms have almost exclusively been the territory of banks, but those also come with higher interest rates and collateral requirements. \u201cWe have evolved to be a much more creative and aggressive lender than what might stereotypically come to mind from a life insurance company,\u201d Boyd commented.<\/p>\n\n\n\n<p>Still, those lenders who have modified their products to fit the market are also exercising restraint. \u201cMost (lenders) have shorter-term floating-rate money than they\u2019ve had historically, but they aren\u2019t going to compete to do anything crazy,\u201d noted Dan Rosenberg, an executive vice president at BWE. \u201cThey\u2019d rather compete on pricing. Others share this degree of enthusiasm but are a bit more sector specific. The proof is in the production goals. Voya Investment Management, the capital markets arm of Voya Financial, has an origination goal of $4 billion for 2026\u2014up by $1 billion from 2025. The company increasingly favors industrial, retail and self storage deals, all while shying away from office as well as more niche asset classes such as student housing.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p><strong>READ ALSO:<\/strong> <a href=\"https:\/\/www.commercialsearch.com\/news\/cre-lending-momentum-improves\/\">CRE Lending Momentum Improves<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p>For Greg Michaud, Voya\u2019s head of real estate finance, these preferences are governed by the firm\u2019s ability to reliably refinance a particular asset. \u201cIt\u2019s been our thesis (that) because office is very capital intensive, and industrial is not,\u201d Michaud pointed out, \u201cwhen you hit a downturn, office struggles mightily because you have to re-lease it, and it\u2019s often very expensive to do so. Industrial, on the other hand, doesn\u2019t require a lot of capex to re-lease.\u201d<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a3a186751453&quot;}\" data-wp-interactive=\"core\/image\" class=\"wp-block-image size-full wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"675\" data-attachment-id=\"1004796690\" data-permalink=\"https:\/\/www.commercialsearch.com\/news\/why-life-insurers-are-more-active-yet-selective-lenders\/ultimate-financial-success-and-victory-flag-business-people-reaching-the-top-of-coin-mountain-with-success-flag-profit-goal-accomplishment\/\" data-orig-file=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2256826274.jpg\" data-orig-size=\"1200,675\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;Getty Images&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;Ultimate Financial Success and Victory Flag. Business People Reaching the Top of Coin Mountain with Success Flag. Profit Goal Accomplishment.&quot;,&quot;created_timestamp&quot;:&quot;1768694400&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;Ultimate Financial Success and Victory Flag. Business People Reaching the Top of Coin Mountain with Success Flag. Profit Goal Accomplishment.&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"iStock-2256826274\" data-image-description=\"&lt;p&gt;AdobeStock image purchased for a one time use. Do not reuse without requesting permission from the art department&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;Image by Korakrich Suntornnites\/iStockphoto.com&lt;\/p&gt;\n\" data-large-file=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2256826274.jpg?w=1024\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on-async--click=\"actions.showLightbox\" data-wp-on-async--load=\"callbacks.setButtonStyles\" data-wp-on-async-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2256826274.jpg\" alt=\"Ultimate Financial Success and Victory Flag. Business People Reaching the Top of Coin Mountain with Success Flag. Profit Goal Accomplishment.Ultimate Financial Success and Victory Flag. Business People Reaching the Top of Coin Mountain with Success Flag. Profit Goal Accomplishment.\" class=\"wp-image-1004796690\" srcset=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2256826274.jpg 1200w, https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2256826274.jpg?resize=300,169 300w, https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2256826274.jpg?resize=768,432 768w, https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2256826274.jpg?resize=1024,576 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on-async--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\"><em>Image by Korakrich Suntornnites\/iStockphoto.com<\/em><\/figcaption><\/figure>\n\n\n\n<p>Conversely, student housing is an area that Michaud referred to as \u201cuntested.\u201d \u201cYou have to be careful, because they haven\u2019t yet been through a cycle like office.\u201d <\/p>\n\n\n\n<p>This refinancing test leads the firm to focus its underwriting on a property-specific basis\u00a0rather than on a given region\u2019s performance. \u201cOur model doesn\u2019t say, \u2018don\u2019t do anything in the Inland Empire because it\u2019s overbought,\u2019\u201d Michaud detailed. \u201cWe think there are good deals in bad markets and bad deals in good markets.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-shifting-sentiments\">Shifting sentiments<\/h2>\n\n\n\n<p>An aversion to risk doesn\u2019t necessarily mean a life company will avoid a particular loan prospect, but it may change how it structures deals, especially since longer-term, nonrecourse lending has more acute refinancing and liquidity limitations than bank or <a href=\"https:\/\/www.commercialsearch.com\/news\/cmbs-whos-winning-and-whos-losing\/\">CMBS lending<\/a>. \u201cThey like the value they get from lending to commercial real estate, but it all just depends on the lender,\u201d observed Patrick Barkley, a principal at Gantry.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p><strong>READ ALSO:<\/strong> <a href=\"https:\/\/www.commercialsearch.com\/news\/cmbs-whos-winning-and-whos-losing\/\">Who\u2019s Winning and Who\u2019s Losing in CMBS?<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p>Manulife, one of the nation\u2019s largest lenders, can speak to this directly. \u201cBefore the pandemic, we often funded larger loans on our own,\u201d said Richard Baillie, vice president &amp; senior managing director of the real estate finance group at Manulife. \u201cTo help manage refinancing and liquidity risk, we more regularly partner with other lenders in club and syndicated financings.\u201d<\/p>\n\n\n\n<p>In addition to properties and asset classes, life companies have also come to scrutinize their borrowers more. \u201cWe can offer attractive pricing to borrowers willing to contribute modestly more equity, but durable cash flow is always going to be a key factor, alongside a sponsor\u2019s track record, financial strength and reputation,\u201d Baillie said.<\/p>\n\n\n\n<p>With this in mind, some lenders have also come to assume a degree of macroeconomic uncertainty when originating a new loan, particularly in light of the disruptions brought on by the <a href=\"https:\/\/www.commercialsearch.com\/news\/how-will-the-iran-conflict-affect-us-cre\/\">Iran war<\/a>.&nbsp;<\/p>\n\n\n\n<p>As such, lenders are putting more emphasis on rent growth in their underwriting while cutting back when comparing borrowers\u2019 projections with their own models.<\/p>\n\n\n\n<p>\u201c(Things such as) $110 barrels of oil for an extended period or a lack of rate cuts don\u2019t drive the day-to-day underwriting,\u201d Michaud noted, \u201cbut if we\u2019re looking at a property for a transitional deal, we may put more emphasis on rent growth or a lack thereof. We always cut back what the borrower thinks their rent increases are going to be, but we may back off even further if we think there is some volatility coming to the market. \u201cThe past several years have reinforced the value of partnering with sponsors who can navigate market disruption,\u201d Baillie emphasized.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-getting-ahead-staying-ahead\">Getting ahead, staying ahead<\/h2>\n\n\n\n<p>Despite stricter underwriting as well as lower flexibility and leverage than banks, agencies or CMBS lenders, the certainty of execution associated with life company lending is proving desirable.<\/p>\n\n\n\n<p>\u201cYou know what you\u2019re getting (because) you\u2019re locking in a rate allocation, and as long as there are no surprises during the process, you know what you\u2019re going to get in the end,\u201d Barkley pointed out. \u201cA lot of (borrowers) we worked with may have worked more with CMBS lenders in their early days, but now they\u2019re in a position where they want that certainty of execution.\u201d<\/p>\n\n\n\n<p>Some lenders are actually losing business to each other, rather than alternative capital sources.<\/p>\n\n\n\n<p>For David Politano, managing director &amp; head of debt strategies at MetLife Investment Management\u2019s real estate group, this ultimately comes down to capital costs. \u201cThese are lenders that look at risk the same way we do, and it ultimately comes down to pricing and leverage,\u201d Politano said. \u201cSome lenders are more comfortable going up higher in leverage than we will be and, given that many lenders are (that) active turns it into a borrower\u2019s market.\u201d In this financing environment, the messaging is often equally important as the lending terms. \u201cThe securitization shops in the market will sometimes be more volatile than we will be, and people see the stability as valuable in times of trouble,\u201d Boyd reasoned.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center has-background\" style=\"background-color:#16a19a33\"><em><a href=\"https:\/\/mydigitalpublication.com\/publication\/?i=864543\" target=\"_blank\" rel=\"noreferrer noopener\">Read the May 2026 issue of CPE.<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>They\u2019ve got ambitious goals this cycle, but not just any deal will cut it. <\/p>\n","protected":false},"author":3012,"featured_media":1004796689,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1521,21808,21825,21748,23891,21747,51037],"tags":[51763,48080,44078,36276,50380,51067],"class_list":["post-1004796674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-digital","category-featured","category-finance","category-industrial","category-national","category-office","category-trends","tag-gantry","tag-manulife-real-estate","tag-metlife-investment-management","tag-new-york-life-insurance-company","tag-northmarq","tag-voya-investment-management"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.4 (Yoast SEO v24.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Life Insurers Are More Active Yet Selective Lenders - Commercial Property Executive<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.commercialsearch.com\/news\/why-life-insurers-are-more-active-yet-selective-lenders\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Life Insurers Are More Active Yet Selective Lenders\" \/>\n<meta property=\"og:description\" content=\"They\u2019ve got ambitious goals this cycle, but not just any deal will cut it.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.commercialsearch.com\/news\/why-life-insurers-are-more-active-yet-selective-lenders\/\" \/>\n<meta property=\"og:site_name\" content=\"Commercial Property Executive\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CPExecutive\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-01T18:22:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-27T13:35:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2026\/04\/iStock-2175569678-feature.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Gabriel Frank\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@cpexecutive\" \/>\n<meta name=\"twitter:site\" content=\"@cpexecutive\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.commercialsearch.com\/news\/why-life-insurers-are-more-active-yet-selective-lenders\/\",\"url\":\"https:\/\/www.commercialsearch.com\/news\/why-life-insurers-are-more-active-yet-selective-lenders\/\",\"name\":\"Why Life Insurers Are More Active Yet Selective Lenders - 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