{"id":1004771708,"date":"2025-09-17T08:50:33","date_gmt":"2025-09-17T16:50:33","guid":{"rendered":"https:\/\/www.commercialsearch.com\/news\/?p=1004771708"},"modified":"2025-09-17T09:11:14","modified_gmt":"2025-09-17T17:11:14","slug":"stablecoin-and-cre-what-you-need-to-know","status":"publish","type":"post","link":"https:\/\/www.commercialsearch.com\/news\/stablecoin-and-cre-what-you-need-to-know\/","title":{"rendered":"Stablecoin and CRE: What You Need to Know"},"content":{"rendered":"
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\"Shlomi
Shlomi Ronen<\/figcaption><\/figure><\/div>\n\n\n

While much has been written recently about the Big Beautiful Bill and its impact on the real estate industry, far less has been said about the Genius Act, a major legislative development coming out of Washington, D.C., that could have significant effects on the capital markets and, by extension, the commercial real estate sector.<\/p>\n\n\n\n

Signed into law in July 2025, the Genius Act establishes a federal regulatory framework for payment stablecoins in the U.S. Stablecoins are digital currencies (think Bitcoin) backed by cash or \u201chigh-quality liquid assets,\u201d such as U.S. Treasury securities. Unlike other digital assets regulated by the SEC and CFTC, stablecoins are classified as currency and are, therefore, exempt from securities and commodities laws.<\/p>\n\n\n\n

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With the Genius Act now in effect, the U.S. has effectively created a new and potentially massive buyer for treasury Bills. Before I quantify the potential impact for short-term interest rates, a quick primer on U.S. government debt and how it is structured.<\/p>\n\n\n\n

The Treasury Department issues debt in three primary forms:<\/p>\n\n\n\n