{"id":1004075460,"date":"2013-06-05T11:01:32","date_gmt":"2013-06-05T19:01:32","guid":{"rendered":"https:\/\/www.commercialsearch.com\/news\/?p=1004075460"},"modified":"2022-12-08T10:27:16","modified_gmt":"2022-12-08T18:27:16","slug":"lender-due-diligence-requirements-not-easing-yet","status":"publish","type":"post","link":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/","title":{"rendered":"Lender Due Diligence Requirements Not Easing Yet"},"content":{"rendered":"<p><em>By Jenny Redlin, Principal,\u00a0<span style=\"font-size: 13px;line-height: 19px\">Partner Engineering &amp; Science Inc.<\/span><\/em><\/p>\n<p><a href=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2013\/06\/Jenny-Redlin-2011-cropped.jpg\"><img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"1004075461\" data-permalink=\"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/jenny-redlin-2011-cropped\/\" data-orig-file=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2013\/06\/Jenny-Redlin-2011-cropped.jpg\" data-orig-size=\"336,426\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;}\" data-image-title=\"Jenny Redlin 2011 cropped\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2013\/06\/Jenny-Redlin-2011-cropped.jpg?w=336\" class=\"alignleft  wp-image-1004075461\" title=\"Jenny Redlin 2011 cropped\" src=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2013\/06\/Jenny-Redlin-2011-cropped.jpg\" alt=\"\" width=\"120\" height=\"120\" \/><\/a><\/p>\n<p>As noted in a recent Economy Watch column, the Federal Reserve reported in an April \u201cSenior Loan Officer Opinion Survey on Bank Lending Practices\u201d that domestic banks are, on average, easing standards on commercial and industrial lending.\u00a0 Though this may be true for some aspects of lending, it does not seem to be the case for the physical due diligence standards for managing environmental and engineering risks in commercial real estate lending. \u00a0 \u00a0<span style=\"font-size: 13px;line-height: 19px\">\u00a0<\/span><\/p>\n<p>In the climate of intense regulatory scrutiny and risk aversion over the last few years, many of our lender clients have tightened, or adopted for the first time, their policies on managing environmental and physical risks of lending on commercial and multi-family properties.\u00a0 We have assisted a number of large lending institutions in writing such policies.\u00a0 This often takes the form of a decision matrix, based on a combination of the loan size, collateral property type and location, that determines\u00a0 when to require a Phase I Environmental Site Assessment, Property Condition Report, Seismic Risk Assessment, other less comprehensive due diligence report, or no report at all.<\/p>\n<p>This trend doesn\u2019t seem to be letting up, as indicated in recent quarterly surveys of lending institutions by Environmental Data Resources (EDR) Insight.\u00a0 For most of the nation\u2019s largest lenders, environmental and engineering risk management policies have long been in place but many are reviewing and updating these policies to better screen for high-risk properties, or to account for \u201cnewer\u201d risks as vapor intrusion.\u00a0 Others are simply enforcing stricter adherence to their existing policies as a reaction to being burned from high-risk properties slipping through the cracks, with \u201cvirtually no respondents indicating much relaxation in underwriting standards over the past quarter,\u201d according to the survey results.\u00a0 One mid-size institution\u2019s risk manager was quoted as saying \u201cThere\u2019s a sense that these deals have to be whiter than white for us to touch them.\u00a0 No one wants to take on risk yet.\u201d \u00a0As EDR Insight reports, more community banks are also adopting environmental policies for the first time.<\/p>\n<p>On the multi-family front, Freddie Mac recently updated its seismic risk policy, and is lately requiring stricter adherence to their standards for engineering and environmental property inspectors out of concern that unqualified professionals were not adequately characterizing property conditions and risk.\u00a0 Additionally, EDR Insight reports that Fannie Mae and Freddie Mac have ramped up scrutiny of the mortgages sold to them, resulting in increased loan ineligibility and repurchase risk for lenders.<\/p>\n<p>Investors seeking financing (and their brokers) should understand the physical due diligence requirements of their potential lenders in order to find a lending partner that will fit their needs.\u00a0 Some lenders will no longer finance certain high-risk properties, such as gas stations and dry cleaners (due to high potential for contamination) or unreinforced masonry buildings (which perform poorly during earthquakes). \u00a0This understanding will also ensure that the right level of due diligence is performed, which will help avoid delays to closing.<span style=\"font-size: 13px;line-height: 19px\">\u00a0<\/span><\/p>\n<p>Many have speculated whether, as the industry heats back up, due diligence standards will loosen again back to the level of the go-go days.\u00a0 While new loan originations are increasing, the order of the day still seems to be tight -risk management practices.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Jenny Redlin, Principal, Partner Engineering &amp; Science Inc.: In the climate of intense regulatory scrutiny and risk aversion over the last few years, many of our lender clients have tightened, or adopted for the first time, their policies on managing environmental and physical risks of lending on commercial and multi-family properties.<\/p>\n","protected":false},"author":1525,"featured_media":1004075461,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[37301],"tags":[],"class_list":["post-1004075460","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Lender Due Diligence Requirements Not Easing Yet - Commercial Property Executive<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lender Due Diligence Requirements Not Easing Yet\" \/>\n<meta property=\"og:description\" content=\"By Jenny Redlin, Principal, Partner Engineering &amp; Science Inc.: In the climate of intense regulatory scrutiny and risk aversion over the last few years, many of our lender clients have tightened, or adopted for the first time, their policies on managing environmental and physical risks of lending on commercial and multi-family properties.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/\" \/>\n<meta property=\"og:site_name\" content=\"Commercial Property Executive\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CPExecutive\" \/>\n<meta property=\"article:published_time\" content=\"2013-06-05T19:01:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-12-08T18:27:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2013\/06\/Jenny-Redlin-2011-cropped.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"336\" \/>\n\t<meta property=\"og:image:height\" content=\"426\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jenny Redlin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@cpexecutive\" \/>\n<meta name=\"twitter:site\" content=\"@cpexecutive\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/\"},\"author\":{\"name\":\"Jenny Redlin\",\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/#\\\/schema\\\/person\\\/50020fe98ac98bcca8d1c788ef7e6440\"},\"headline\":\"Lender Due Diligence Requirements Not Easing Yet\",\"datePublished\":\"2013-06-05T19:01:32+00:00\",\"dateModified\":\"2022-12-08T18:27:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/\"},\"wordCount\":549,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/wp-content\\\/uploads\\\/sites\\\/46\\\/2013\\\/06\\\/Jenny-Redlin-2011-cropped.jpg\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/\",\"url\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/\",\"name\":\"Lender Due Diligence Requirements Not Easing Yet - Commercial Property Executive\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/wp-content\\\/uploads\\\/sites\\\/46\\\/2013\\\/06\\\/Jenny-Redlin-2011-cropped.jpg\",\"datePublished\":\"2013-06-05T19:01:32+00:00\",\"dateModified\":\"2022-12-08T18:27:16+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/#\\\/schema\\\/person\\\/50020fe98ac98bcca8d1c788ef7e6440\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/wp-content\\\/uploads\\\/sites\\\/46\\\/2013\\\/06\\\/Jenny-Redlin-2011-cropped.jpg\",\"contentUrl\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/wp-content\\\/uploads\\\/sites\\\/46\\\/2013\\\/06\\\/Jenny-Redlin-2011-cropped.jpg\",\"width\":\"336\",\"height\":\"426\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/lender-due-diligence-requirements-not-easing-yet\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Lender Due Diligence Requirements Not Easing Yet\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/#website\",\"url\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/\",\"name\":\"Commercial Property Executive\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/#\\\/schema\\\/person\\\/50020fe98ac98bcca8d1c788ef7e6440\",\"name\":\"Jenny Redlin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b3424aa5d434a8827bfee3580847c5e7ff0f2c98dbfc46c414f43c19957a0017?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b3424aa5d434a8827bfee3580847c5e7ff0f2c98dbfc46c414f43c19957a0017?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b3424aa5d434a8827bfee3580847c5e7ff0f2c98dbfc46c414f43c19957a0017?s=96&d=mm&r=g\",\"caption\":\"Jenny Redlin\"},\"url\":\"https:\\\/\\\/www.commercialsearch.com\\\/news\\\/author\\\/jennyredlin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Lender Due Diligence Requirements Not Easing Yet - Commercial Property Executive","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/","og_locale":"en_US","og_type":"article","og_title":"Lender Due Diligence Requirements Not Easing Yet","og_description":"By Jenny Redlin, Principal, Partner Engineering &amp; Science Inc.: In the climate of intense regulatory scrutiny and risk aversion over the last few years, many of our lender clients have tightened, or adopted for the first time, their policies on managing environmental and physical risks of lending on commercial and multi-family properties.","og_url":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/","og_site_name":"Commercial Property Executive","article_publisher":"https:\/\/www.facebook.com\/CPExecutive","article_published_time":"2013-06-05T19:01:32+00:00","article_modified_time":"2022-12-08T18:27:16+00:00","og_image":[{"width":336,"height":426,"url":"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2013\/06\/Jenny-Redlin-2011-cropped.jpg","type":"image\/jpeg"}],"author":"Jenny Redlin","twitter_card":"summary_large_image","twitter_creator":"@cpexecutive","twitter_site":"@cpexecutive","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/#article","isPartOf":{"@id":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/"},"author":{"name":"Jenny Redlin","@id":"https:\/\/www.commercialsearch.com\/news\/#\/schema\/person\/50020fe98ac98bcca8d1c788ef7e6440"},"headline":"Lender Due Diligence Requirements Not Easing Yet","datePublished":"2013-06-05T19:01:32+00:00","dateModified":"2022-12-08T18:27:16+00:00","mainEntityOfPage":{"@id":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/"},"wordCount":549,"commentCount":0,"image":{"@id":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/#primaryimage"},"thumbnailUrl":"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2013\/06\/Jenny-Redlin-2011-cropped.jpg","inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/","url":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/","name":"Lender Due Diligence Requirements Not Easing Yet - Commercial Property Executive","isPartOf":{"@id":"https:\/\/www.commercialsearch.com\/news\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/#primaryimage"},"image":{"@id":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/#primaryimage"},"thumbnailUrl":"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2013\/06\/Jenny-Redlin-2011-cropped.jpg","datePublished":"2013-06-05T19:01:32+00:00","dateModified":"2022-12-08T18:27:16+00:00","author":{"@id":"https:\/\/www.commercialsearch.com\/news\/#\/schema\/person\/50020fe98ac98bcca8d1c788ef7e6440"},"breadcrumb":{"@id":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/#primaryimage","url":"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2013\/06\/Jenny-Redlin-2011-cropped.jpg","contentUrl":"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2013\/06\/Jenny-Redlin-2011-cropped.jpg","width":"336","height":"426"},{"@type":"BreadcrumbList","@id":"https:\/\/www.commercialsearch.com\/news\/lender-due-diligence-requirements-not-easing-yet\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.commercialsearch.com\/news\/"},{"@type":"ListItem","position":2,"name":"Lender Due Diligence Requirements Not Easing Yet"}]},{"@type":"WebSite","@id":"https:\/\/www.commercialsearch.com\/news\/#website","url":"https:\/\/www.commercialsearch.com\/news\/","name":"Commercial Property Executive","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.commercialsearch.com\/news\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.commercialsearch.com\/news\/#\/schema\/person\/50020fe98ac98bcca8d1c788ef7e6440","name":"Jenny Redlin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/b3424aa5d434a8827bfee3580847c5e7ff0f2c98dbfc46c414f43c19957a0017?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b3424aa5d434a8827bfee3580847c5e7ff0f2c98dbfc46c414f43c19957a0017?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b3424aa5d434a8827bfee3580847c5e7ff0f2c98dbfc46c414f43c19957a0017?s=96&d=mm&r=g","caption":"Jenny Redlin"},"url":"https:\/\/www.commercialsearch.com\/news\/author\/jennyredlin\/"}]}},"jetpack_featured_media_url":"https:\/\/www.commercialsearch.com\/news\/wp-content\/uploads\/sites\/46\/2013\/06\/Jenny-Redlin-2011-cropped.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.commercialsearch.com\/news\/wp-json\/wp\/v2\/posts\/1004075460","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.commercialsearch.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.commercialsearch.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.commercialsearch.com\/news\/wp-json\/wp\/v2\/users\/1525"}],"replies":[{"embeddable":true,"href":"https:\/\/www.commercialsearch.com\/news\/wp-json\/wp\/v2\/comments?post=1004075460"}],"version-history":[{"count":1,"href":"https:\/\/www.commercialsearch.com\/news\/wp-json\/wp\/v2\/posts\/1004075460\/revisions"}],"predecessor-version":[{"id":1004620550,"href":"https:\/\/www.commercialsearch.com\/news\/wp-json\/wp\/v2\/posts\/1004075460\/revisions\/1004620550"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.commercialsearch.com\/news\/wp-json\/wp\/v2\/media\/1004075461"}],"wp:attachment":[{"href":"https:\/\/www.commercialsearch.com\/news\/wp-json\/wp\/v2\/media?parent=1004075460"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.commercialsearch.com\/news\/wp-json\/wp\/v2\/categories?post=1004075460"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.commercialsearch.com\/news\/wp-json\/wp\/v2\/tags?post=1004075460"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}