{"id":1004039738,"date":"2012-03-01T05:59:11","date_gmt":"2012-03-01T13:59:11","guid":{"rendered":"https:\/\/www.commercialsearch.com\/news\/?p=1004036975"},"modified":"2022-12-06T07:51:03","modified_gmt":"2022-12-06T15:51:03","slug":"challenges-and-opportunities-the-new-normal-lending-landscape","status":"publish","type":"post","link":"https:\/\/www.commercialsearch.com\/news\/challenges-and-opportunities-the-new-normal-lending-landscape\/","title":{"rendered":"Challenges and Opportunities: The New Normal Lending Landscape"},"content":{"rendered":"

By Brian Stoffers<\/strong>
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For most borrowers, lenders and intermediaries, 2011 turned out to be a good year and certainly a lot better than 2010. Looking forward into 2012, the uncertain conclusion to the European debt crisis and challenges facing policymakers in Washington, D.C., seem to continue to cloud the horizon. Positive indications of a robust lending environment for commercial real estate are certainly present, however.<\/p>\n

Healthy banks, eager to expand their balance sheets, have become more interested in commercial real estate lending once again. Some even appear poised to compete against life companies for high-quality product. The government-sponsored enterprises, Freddie Mac and Fannie Mae, both have indicated a willingness to extend more credit in 2012. And life insurance companies will likely put more money to work this year, as long as risk-adjusted spreads remain at good levels. Additionally, increased diversity and competition among lenders should provide for another good year.
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While there is optimism in the market, there is still hesitation. Let\u2019s address some of the challenges and opportunities:<\/p>\n